Data you will want to bring to the brand new Pag-IBIG office really:

You may want to fill out a copy of the newest ITR you to possess an excellent BIR stamp. I think because of it you to, you will have to visit your RDO to obtain stamped.

While good freelancer or operator, you could potentially fill out a copy of the audited ITR and BIR stamp. I didn’t test this you to given that I wasn’t the one who removed the borrowed funds and that i failed to subscribe end up being co-debtor, however, I think this should indicate bringing their current ITR, and just to take the fresh safer front side, your own accounting instructions, on the RDO.

When you’re operating, you may also choose complete their specialized a month pay slip dated no less than 3 months before date from app. Jay chose to submit around three so you can close the deal, haha! He together with recorded his COE including them.

This is certainly towards the starting point. Pag-IBIG tend to evaluate your own submissions to check your own eligibility to apply for a home financing.

Once you have registered these records on the web, you will receive a contact compelling one to pay for the brand new handling commission. I paid back Php step one,000. Be sure that you print out a duplicate of the confirmation of your own percentage. You will have to give that it so you can Pag-IBIG , also the other standards, once you have come greet to go to their workplace by way of email or a trip.

Here are the files that you need to give Pag-IBIG after you have become asked to submit your documents actually:

step 1. All the completely new copies of your records your registered from the very first procedure, except for the fresh new selfie. You must also have your own ID photocopied.

dos. A duplicate of your own Special Strength out-of Attorneys on the representative. (If for example the manager is not throughout the Philippines)

The price of notarization is based on the new assented selling price of the house stipulated in your offer to sell.

They together with ask when planning on taking your photos together with your appropriate ID again. This time around, it would be their employees who’ll use the decide to try.

Assessment phase

Since the table officer looks more your articles and notices no inaccuracies, you happen to be questioned to cover assessment payment. We paid Php dos,000.

We had been informed to go to to possess a visit from 1 from their staff concerning your plan of the home assessment. What will happen throughout the household appraisal is because they will send agencies so you’re able to search our home to see if they meets the practical and you can standards.

They called installment loans for bad credit online Minnesota 3 days ahead of it went to. The fresh new appraisers was in fact within lay by the 8AM. It ran inside the, looked the latest proportions and you may did not really talk to us that much. They just went around to test each space in the home.

Following which had been they. We were told to go to for their email whether our mortgage could have been accepted or not recognized; however, they already warned united states that the family we were trying purchase are in short supply of 1 meter wide on their standards.

Mortgage Rejected

I received an email from Pag-IBIG officially saying that this new size of the house did not satisfy the criteria, and that is actually one. Which was the conclusion the sense……for the moment.

I considered submitting a letter off reconsideration, nevertheless the current email address certainly stated that we had to deal with the brand new matter and commit to deciding to make the expected transform, hence we did not. So we must take on our fate and you will progress.

Oh well, about i’ve gathered a lifestyle skills we normally use in the future also to instruct our students if it is its move to get their property. We were, without a doubt, upset, but we’ll continue our hopes until i eventually select the lay we can telephone call home.